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Craig Prudhomme

Taking a Closer Look at Target Date Funds

How much do you know about target date funds?

LPL Financial Form CRS

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First National Bank of Moose Lake and Agate Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Agate Financial Services, and may also be employees of First National Bank of Moose Lake. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First National Bank of Moose Lake or Agate Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Minnesota and Florida.

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